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Tuesday, November 30, 2010
A thorn by any other name ...
9 comments:
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Anonymous said...
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My brain hurts.......
Tim
WV - reaked -
11/30/10, 9:27 AM
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Hell_Is_Like_Newark said...
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NJ did this years ago. Its called 'community rating' and 'guaranteed issue'. Basically the insurer has to charge a 300 lbs smoker with diabetes the same rate as a 25 year old male with a 55 beat per minute heart rate.
Result: When I was in my 20's and 30's, a basic insurance plan would have cost me over $20k per year. It wouldn't have covered me for the things I really needed insurance for: Catastrophic care (i.e. running up $1mil in bills from major cancer or some other tragedy).
I catastrophic plan in PA would have cost me $125 per month and allowed me to put over $2k a year into an HSA (once HSA's were legalized). So when I became an old fart, I would have a nice nest egg to cover my insurance. Too bad I was banned from buying a plan in PA because I was a NJ resident.
I went without insurance for a while. The risk was worth it given the premiums I would have to pay. -
11/30/10, 9:34 AM
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Anonymous said...
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"pre-existing condition" coverage is charity. We all end up paying for it in our premiums. The money has to come from somewhere.
"Children" of 26 years old should consider joining the armed forces as a career choice. If they would have them. Which I doubt.
If they are old enough to serve in the military and old enough to order a stiff one at the bar, they are not children any more, and that fact should be accepted.
Don't tell any of them that the Easter Bunny and Santa Claus ....
Oh. I better not spill the beans.
tomw -
11/30/10, 9:53 AM
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coolbreeze said...
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If insurance companies are forced to cover pre-existing conditions, you would have to be an idiot to buy health insurance until you had health problems.
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11/30/10, 10:59 AM
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Rodger the Real King of France said...
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'Zactly. So if this concept is so manifestly clear to us flyover people, why does it elude the so called "good guys?" Answer in 2 parts.
1. People like Cantor here have no convictions, and are merely riding a good wave.
2. See number 1 -
11/30/10, 11:18 AM
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Gayle Miller said...
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We just have to keep kicking the pea brains in the nuts until we get their attention and once we've done that, we can ride them the hell out of town! Preferably arrayed in tar and feathers!
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11/30/10, 12:18 PM
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toadold said...
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They always want to be "charitable" with other people's money. Of course they do this with guns pointed at the other's heads so I guess it not really charity after all but accesory to robbery. Ah remember when they use to hang theives.
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11/30/10, 2:16 PM
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Anonymous said...
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If car insurance covered pre-existing accidents, no tragis cases of severly injured people wold go without generous damages.
If home fire insurence covered pre-existing fires, no person would unjustly lose their life savings to fire. -
11/30/10, 9:04 PM
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Anonymous said...
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Lessee, 30 days after the election, 30 days to go until swearing in. At this rate, we will have another socialist Congress sworn in on Jan 3. I'm surprised that Boehner didn't talk about a "thrill running up his leg" in his post-coital statements after meeting with Teh Wun - Skyhawker, Doug
wv: ressens - Boehner and Cantor's cojones. -
12/1/10, 9:16 AM
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